What To Do if a Storm Damages Your Roof in Bel Air, MD

storm damages your roof in Bel Air

When storms roll through Maryland, our team at Old Line Homes doesn’t just watch the radar—we start prepping to help our neighbors. We’ve seen firsthand what local families deal with after hail, high winds, and heavy rains tear through Bel Air. It’s not just broken shingles or dented gutters—it’s the stress, uncertainty, and questions that follow.

That’s why we built our company the way we did: to be the kind of roofing partner who shows up when it matters most. If you’re searching for what to do if a storm damages your roof in Bel Air, MD, you don’t need a sales pitch—you need a plan.

This blog walks you through exactly what to do after storm damage strikes: from staying safe and securing your home to navigating insurance claims and getting the right repairs. No fluff. Just real help, from a local company that believes in doing right by homeowners.

First Things First: Stay Safe and Assess from a Distance

Safety Over Everything

Before anything else, protect yourself and your family. If a tree has fallen, electrical lines are down, or your roof has sustained obvious structural damage, do not attempt to climb on or even near it. Instead, assess what you can safely see from the ground.

Grab a pair of binoculars if you have them, and check for:

  • Missing, lifted, or curled shingles
  • Bent or detached gutters
  • Flashing pulled away near chimneys or skylights
  • Water stains on ceilings or attic beams
  • Debris buildup that could indicate pooling or blocked drainage

 

If you see signs of roof damage—or even if you’re just unsure—it’s time to call in the professionals.

Call for a Roof Inspection You Can Trust

Why You Need Documentation Before Repairs

After a storm, the temptation to get the problem fixed now is understandable. But before you allow anyone to start work, it’s important to document the damage thoroughly. This step is crucial not just for your own understanding, but also if you plan to file a homeowner’s insurance claim.

At Old Line Homes, we provide comprehensive post-storm inspections using drone technology and detailed photo documentation. Our licensed adjusters understand exactly what insurance companies need to see—and we make sure you’re not left to figure it out on your own.

What Our Storm Damage Inspection Includes

Here’s what you can expect during our no-pressure inspection:

  • Exterior inspection of all slopes of your roof
  • Check for wind uplift, hail bruising, missing shingles
  • Assessment of gutter damage and drainage systems
  • Interior inspection for moisture, staining, or leaks
  • Photo documentation for you and your insurance provider
  • A clear explanation of your repair or replacement options

File an Insurance Claim (If Applicable)

Don’t Go It Alone—We Can Help

If your roof was damaged by hail, wind, or falling debris, it’s likely your homeowner’s insurance will cover at least part of the repair or replacement costs. The process can be frustrating, especially when you’re already dealing with cleanup or temporary living arrangements.

Our team works alongside your insurance provider to streamline the claim process. Because we have licensed insurance adjusters in-house, we speak the same language as your carrier—and we make sure your damage is fully documented and fairly assessed.

Here’s how we help:

  • Provide written inspection reports with photos
  • Meet with the insurance adjuster on-site (so you don’t have to)
  • Explain your coverage and walk through what’s included
  • Work with your timeline to get your roof secured quickly

Secure the Roof to Prevent Further Damage

Emergency Tarping and Temporary Repairs

If water is getting into your home or there’s visible exposure on your roof, temporary protection is essential. That’s where emergency tarping comes in.

Old Line Homes offers same-day emergency tarping when available. This short-term solution keeps rain and debris out while your claim is being processed or while we’re finalizing repair plans. It’s a simple but critical step that can prevent thousands of dollars in interior damage.

what to do if a storm damages your roof in Bel Air

Plan for Repair or Replacement Based on the Damage

Honest Recommendations from a Local Contractor

Every storm is different, and so is every roof. Some homes need just a few shingles replaced, while others may require a full roof replacement due to widespread hail or wind damage.

What we don’t do? Push you into a full replacement if a repair will do the job.

Our approach is simple: inspect thoroughly, recommend honestly, and deliver the best solution for your home and your budget. And if a new roof is the best option, we’ll walk you through your material choices, timelines, and financing options—with no pressure.

We install:

  • Asphalt shingles (standard, architectural, and impact-resistant)
  • Metal roofs (standing seam, exposed fastener, and metal shingles)
  • Synthetic slate and cedar
  • Commercial flat roofing systems (TPO, EPDM, PVC, and more)

Watch Out for Storm Chasers and Scams

Don’t Let Panic Lead to a Poor Decision

Unfortunately, storms often bring out opportunists—contractors who show up at your door offering “quick fixes” or promising to waive your deductible. Be cautious. If it sounds too good to be true, it probably is.

Here’s how to protect yourself:

  • Work only with licensed, insured local contractors
  • Ask for references and look for verified reviews
  • Avoid signing anything on the spot without seeing a written estimate
  • Never pay in full upfront

 

Old Line Homes is deeply rooted in the community. We’re proud of the hundreds of five-star reviews we’ve earned because we prioritize trust and transparency.

Consider a Long-Term Roofing Solution

Strengthening Your Roof for the Future

Once your immediate storm damage is handled, it’s a great time to consider improvements that can make your roof more storm-resistant in the future. Impact-resistant shingles, metal roofing, upgraded underlayment, or better attic ventilation can all play a role in extending your roof’s life and reducing future damage.

If you’re already replacing part or all of your roof, investing in higher-performance materials might be more affordable than you think—and we’re happy to show you what’s available.

Let’s Take This One Step at a Time—Together

Dealing with storm damage isn’t something you should have to figure out alone. If you’re searching for guidance on what to do if a storm damages your roof in Bel Air, MD, know that help is just a phone call away.

Old Line Homes is here to assess the damage, explain your options, support your insurance claim, and restore your home with care and professionalism.

Call us at (410) 879-2055 or email [email protected] to schedule your storm damage inspection. We’ll take it from there—so you can get back to feeling secure in your home, no matter what the weather brings.

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